This November we’re showcasing our dedicated employees in a 3-part video series about Thanksgiving. These video volunteers were asked a few questions on camera, without knowing the questions prior to being filmed. We get to see their honest and candid reactions, and we’re sharing them with you!
Let’s start here...
As the leaves begin to fall and the heat of summer fades, we naturally begin to think about how we need to prepare for the changing season. Do we start to replace summer clothes for sweaters, pants, and boots? Is it time to think about putting down the storm windows? When do we move the shovel and salt closer to the garage door?
These are all great questions and items on many people’s lists. But how else can we better prepare ourselves for what else might be coming next?
As we prepare for fall, we also come to the end of National Preparedness Month (September 2017). We hope that you have thoughtfully taken steps to prepare yourself, your family and your home for potential natural disasters and national emergencies. With the devastation we’ve recently seen with Hurricane’s Harvey and Irma, and the recent earthquakes in Mexico, we know that disaster can strike at any time and any where.
Here’s a checklist to help guide you in making a plan for you and your family:
Homeowners insurance not only protects your home, which may very well be your largest investment, but gives you a sense of security. The general assumption is that whatever happens to your home is covered. In actuality, typical perils (causes of property destruction) that are generally not covered are flood damage, earthquake, mold, acts of war and parts of the property in disrepair (including worn-out plumbing, electrical wiring, air conditioners, heating units and roofing). A few of these can be added as separate policies.
Educate yourself on what your policy does and, more importantly, does not cover.
It’s also important to consider your home and how to prepare it for the upcoming colder seasons. Here’s a helpful Home Fall Checklist from our friends at Better Homes & Gardens:
After conducting an impromptu CRS office survey this week, turns out that we’ve fallen in love with Fall. For our sports fans, football has finally started and MLB playoffs are in full swing (#cubs). Food-lovers have chosen autumn for all the wonderful pumpkin-related offerings like pumpkin latte, and it’s time to switch back to hot coffee. For some, cool nights unleash a craving for hearty beers, whose colors mirror those of the turning leaves. More nostalgic folks long for the time to wear boots and sweaters while pulling the cozy blankets out of the closet. With the smell of crisp fall air and refreshing cool breezes, time spent with family by the fireplace is savored and remembered throughout the year.
I was not surprised when CRS employees chose Fall as their #1 season. The reason being, our home office is located in Phoenix, AZ where the summer high temperatures can get to 115° and lows at night are in the upper 90s. So when the average highs drop down into the 80s, it’s a welcome relief from the sweltering summer days and ongoing efforts to stay cool.
Having grown up in Ohio and then lived in Chicago for 16 years, Summer was undeniably my favorite season. Chicago summers offered a myriad of outdoor activities not to be missed: From farmers’ markets to music festivals to heading to see my Cubs at Wrigley. But I must say, #IMWITHFALL now that I’ve been an Arizonian for 2 years. The basic AZ summertime goal is to get thought it without melting, passing out from heat exhaustion or getting air conditioning-induced frostbite.
So whether you choose fall for sports, weather or family, all that matters is that you enjoy it to the fullest. Here’s a few fall and winter tips to lengthen your house or condo’s lifespan and energy efficiency:
The first day of Fall, September 22, is just over one month away. Before the weather starts to cool down, it’s time to make sure that your house is ready for the next season. Here’s a few fall home maintenance tips to keep in mind during the dropping temperatures.
Check your furnace
Since your furnace has been vacationing for a few months, turn it on and make sure that it is working properly. Hiring a professional to come out and take a look can help to make sure that you do not have any serious issues to deal with throughout the season. Change the furnace filter regularly if you have forced-air heating.
Clean your fireplace
Hire a professional to come out and clean out your chimney and fireplace. Built up soot can easily start a dangerous fire in your house the first time you try and light a fire this fall.
Smoke detectors and carbon monoxide detectors save lives every single year. Don’t go into winter with dead batteries or an improperly working smoke or CO detector.
Check your seals
Take a look at all the weather stripping around all your doors and windows. If you find any missing or damaged weather stripping, get it fixed as soon as possible. Any gaps in the seals can lead to much higher energy bills as you try to keep your house warm.
Clean out your gutters
Take the time to thoroughly clean out your rain gutters. Any leaves and debris that is clogging your gutters can easily cause water to back up, and potentially freeze, causing serious damage to your roof or walls.
Review your Homeowners Insurance
The change in seasons is also the perfect time to look over your home insurance policy to make sure that you have the right amount of coverage.
Take notice of your walkways
Are you noticing that the days are getting shorter? Check to make sure you have appropriate outdoor lighting to help prevent accidents for you and your visitors. Do you have any cracks or crumbling areas that need repaired?
Shovels, snow blowers and salt
Make sure your snow shovels, snow blower and ice scrapers (for the car) are in good working order. Have a bag of salt in an easy-to-reach location.
Rid your home of accumulations of old newspapers and leftover hazardous household chemicals. (Check with your state or local Environmental Protection Agency about the proper way to discard dangerous chemicals.) Store flammable materials and poisons in approved, clearly labeled containers. Keep a clear space around heaters, furnaces, and other heat-producing appliances.