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Fall’s transformation is here, how will you change?

The first day of fall is Friday, September 22

As the leaves begin to fall and the heat of summer fades, we naturally begin to think about how we need to prepare for the changing season. Do we start to replace summer clothes for sweaters, pants, and boots? Is it time to think about putting down the storm windows? When do we move the shovel and salt closer to the garage door?

These are all great questions and items on many people’s lists. But how else can we better prepare ourselves for what else might be coming next?

 

Disasters don’t plan ahead, but you can

As we prepare for fall, we also come to the end of National Preparedness Month (September 2017). We hope that you have thoughtfully taken steps to prepare yourself, your family and your home for potential natural disasters and national emergencies. With the devastation we’ve recently seen with Hurricane’s Harvey and Irma, and the recent earthquakes in Mexico, we know that disaster can strike at any time and any where.

Here’s a checklist to help guide you in making a plan for you and your family:

www.ready.gov/make-a-plan

 

The importance of property insurance

Homeowners insurance not only protects your home, which may very well be your largest investment, but gives you a sense of security. The general assumption is that whatever happens to your home is covered. In actuality, typical perils (causes of property destruction) that are generally not covered are flood damage, earthquake, mold, acts of war and parts of the property in disrepair (including worn-out plumbing, electrical wiring, air conditioners, heating units and roofing). A few of these can be added as separate policies.

Educate yourself on what your policy does and, more importantly, does not cover.

 

Home health

It’s also important to consider your home and how to prepare it for the upcoming colder seasons. Here’s a helpful Home Fall Checklist from our friends at Better Homes & Gardens:

www.bhg.com/home-improvement

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Prepare for the 2017 Atlantic Hurricane Season

June is the start of the Atlantic hurricane season. From June 1 through November 30 there are 11 - 17 named storms, 5 - 9 of those forecasted to become hurricanes; with 2 - 4 possible major hurricanes. The 2016 hurricane season was the most active since 2012, with 15 named storms, including 7 hurricanes and 4 major hurricanes.
2017 atlantic hurricane season

via NOAA

  NOAA will update this outlook in August, prior to peak hurricane season. It's important to know that it can only take one to impact and disrupt lives. Get ready now with simple steps to leave you in the best position to handle this hurricane season. The best way to do this is to know your evacuation route in advance, communicate meeting spots both locally and regionally with your family &  prepare or update your emergency or disaster kit.
Elderly people, especially those with medical issues and limited mobility, can be especially vulnerable should a natural or manmade disaster strike. Go the extra mile and assist those in your community that may need help or require extra guidance.
 

Download or print our helpful emergency preparedness plan below:

 
emergency preparedness plan img

Get started/refresh your existing plan with necessary items for your disaster kit.

  Tropical Storm Arlene, was a rare pre-season storm that formed over the eastern Atlantic in April. Below is the list of named storms for the 2017 hurricane season.  
2017 atlantic hurricane names

via NOAA

 
  Visit NOAA for more info. http://www.noaa.gov/media-release/above-normal-atlantic-hurricane-season-is-most-likely-year  
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It’s the Year of the Rooster, focus on opportunities at home.

2017 is the Year of the Fire Rooster, which means the year will be full of enthusiasm, passion, joy and creativity. The year of the fire rooster will also be "a year of opportunities". Those born in 2017 are Fire Roosters and for anyone born after the Chinese New Year in 1945, 1957, 1969, 1981, 1993 and 2005.   Each year, the Chinese calendar assigns an animal from a rotating zodiac of 12 animals. The 12 animals rotate through rat, ox, tiger, rabbit, dragon, snake, horse, goat, monkey, rooster, dog and pig. 2016 was the Year of the Monkey.   The Chinese New Year is celebrated across East Asia and falls on the first new moon between Jan. 21 and Feb. 20 each year. To celebrate, families enjoy traditional meals and other festive activities. One of the most important traditions is to clean and organize their houses to ensure positive energy and be ready for the New Year.  
Chinese New Year celebrations, the year of the rooster. Crown Casino

Chinese New Year celebrations, the year of the rooster. Crown Casino.

Here are some Feng Shui tips to organize your home or office.

  In your Entrance - Luck will enter your home through the door, keep the entrance clean and attractive. Decorate it and place a new door mat to this area.   In the North - The metal element should be dominant in this area. The colors white and grey will work well here. Hang a wind chime in this area for good luck and fortune in your career. Earth elements can also be used here.   In the Living Room - Stand at the entrance to the living room and start with the first thing that is seen. Clean it and decorate it, and make sure it always remains tidy. The first thing seen in the living room should be inspiring and not messy.   If you're not willing to bring Feng Shui into your home during the Chinese New Year, that's okay! Just keep these other opportunities in mind through the year:
  • Lucky numbers are 5, 7 and 8. Unlucky numbers are 1, 3 and 9.
  • Beige, cream and terracotta are the colors of the year.
  • The Year of the Fire Rooster is believed to be good for business.
  • South is the direction of the year.
  • Natural Energy: Yin
  • Natural Element: Metal
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